Bankruptcy DOs and DONT's
- DO disclose everything you own in your paperwork.
- DO Tell your attorney if you are about to receive a tax return or an inheritance.
- DO tell your attorney about liens or judgments you may have.
- DO tell your attorney about your small business, sole-proprietorship, or hobby.
- DO keep your attorney up-to date with your address, phone number & email address.
- DO appear in court and bring your social security card and driver's license.
- DO tell your attorney about liens or judgments you may have.
- DO tell your attorney about your small business, sole-proprietorship, or hobby.
- DO keep your attorney up-to date with your address, phone number & email address.
- DO appear in court and bring your social security card and driver's license.
- DO NOT leave out Bank, Checking, Savings, Brokerage, Credit Union accounts.
- DO NOT use your credit cards or do balance transfers.
- DO NOT take Credit Card Cash Advances or use convenience checks.
- DO NOT pay money to Family or Friends.
- DO NOT tell a creditor that you intend to pay.
- DO NOT give or gift property to anyone.
- DO NOT pay more than $600 on any past due bill within 90 days of filing.
- DO NOT transfer property to anyone.
- DO NOT cash out retirement plans or 401k's.
- DO NOT take out a second mortgage, or borrow money.
- DO NOT gamble.
- DO NOT hide assets or debts.
- DO NOT put your money in your kids' bank accounts.
- DO NOT omit or 'save' a credit card for after your bankruptcy.
- DO NOT fail to list debt to family or other "insiders."
- DO NOT write bad checks.
- DO NOT make major financial decisions without talking to your attorney.
- DO NOT misrepresent facts to your attorney.
- DO NOT run up your credit cards in advance of filing bankruptcy.
When you retain us to file bankruptcy, you must agree to follow the above DOs and DO NOTs.